Just signed up with State Farm today. Didn't even have to go into the office. Just took a few pics of my P4P, made sure to include the serial #, emailed him the receipt, paid my $60 and done. Very easy process and yeah, it covers everything. Step on it, dog chews on it, theft, fly off, crash, you name it and it's covered. The one thing he did mention was that if something does happen and I have to get the drone replaced, they may not issue me another policy. It's still a hell of a lot better than the "insurance" that DJI is offering.
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