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  1. Mike in Louisiana

    Joined:
    Jul 22, 2016
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    I called my State Farm insurance agent the other day asking about liability insurance. They said they don't have it for drones. She did say i could get insurance to cover crashes, flyaway etc. for 60.00 a year and it would be 100.00 deductible. For only 5.00 a month for peace of mind not to worry about fly away or crashes. Your thoughts please.
     
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  2. Drestin Black

    Joined:
    Jul 4, 2016
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    Location:
    Sterling Heights, MI
    $60 a year, $100 deductible if I crash it (accident my fault)? That's great! Does that include water damage (crashes in water)?


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  3. Mike in Louisiana

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    I would think water would be covered. She said drones were kind of new to them.
     
  4. 9245

    Joined:
    May 15, 2016
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    I was told there would be no deductable at all. She said the policy includes everything except intentional damage, so water should be fine. The only catch is you still have to make a reasonable attempt to retrieve it if possible, if not possible or reasonable though it is 100% covered no matter what. They also cover all te accessories. She said they only just started covering drones earlier is year, it's still new to them, I had to call a couple different agents just to find one that knew about it. FYI Statefarm also is the first insurance company to begin using drones of their own, they use them to inspect damage, so their own embrace of drones may have something to do with this.
     
  5. Drestin Black

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    Location:
    Sterling Heights, MI
    DJI care is $300 and only good for the first year and doesn't cover water damage.
    I'm calling State Farm today!


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  6. Larry Johnson

    Joined:
    Sep 28, 2016
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    I'm calling state farm also, since I don't have loss or crash insurance. For commercial liabilty I use Verifly – On-demand Drone Insurance Its 10.00 for an hour of flying. Plenty of time for my work ( Real estate ). You can check out the web site it explains it all.
     
  7. FlashBuddy

    Joined:
    May 17, 2016
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    Location:
    Fort Collins, CO
    I have State Farm. Took my drone in, including the backpack, trackimo, batteries, filters, etc and purchased a personal policy for 60.00. It was exactly as others here have testified to; they do offer it. You may have to educate them. I brought in a copy of somebodyelses policy.
     
  8. Mike in Louisiana

    Joined:
    Jul 22, 2016
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    Just to clarify when i called this was hobby and not 107 and you need to bring a copy of receipt where you bought the drone.
     
  9. MGR457

    Joined:
    Sep 27, 2016
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    I live in South Florida. State Farm wrote me for everything except liability. No deduction, no exclusions. But it cost me $76/year. Worth every penny!
     
  10. Erised

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    You guy's are lucky for that type of insurance at that price in the US, here in Canada I can't find any type of insurance for recreational only (yet).
     
  11. MrMedic

    Joined:
    Nov 14, 2015
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    Amica insurance $37/year. Already used it once two months ago when a bird took mine out.


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  12. Drestin Black

    Joined:
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    Location:
    Sterling Heights, MI
    $37 a year and any deductible? If it's your fault and you crash do they still pay?


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