I have asked for them to send me the T&C's. I will purchase a plan if they spell out clearly what is covered and isn't.
Here ya go.I have asked for them to send me the T&C's. I will purchase a plan if they spell out clearly what is covered and isn't.
Can't find that wording in my contract. Can you point me to it.“Accidents” – accidental damage to Component Parts through no fault of the operator.
This seems like a pretty solid "out clause" - IE if it is the fault of the operator, it is not covered. (they go on to specifically state that reckless flying isn't covered)
I'm not saying that they would use this clause against you... but I would be wary of it.....
Found it, thanks anyhow.“Accidents” – accidental damage to Component Parts through no fault of the operator.
This seems like a pretty solid "out clause" - IE if it is the fault of the operator, it is not covered. (they go on to specifically state that reckless flying isn't covered)
I'm not saying that they would use this clause against you... but I would be wary of it.....
Yes. They paid for my rotorpixel when my P2V flew away. The P2V was already out of the 90 day period or it would have been covered too.
The AMEX Purchase Protection plan specifically says that aircrafts are not covered. Did they not see the Phantom as an aircraft?
Really? I read the policy and didn't see any exemption clauses like you mention
I didn't even know credit cards offer that type of protection.. Does it cover PayPal purchases through cc?
And regarding the insurance.. What does it cover? If the quad crashes and I didn't csc or hit anything intentionally, will they fix it?
It can't be any worse than the warranty DJI gives you. The actual proof that purchasing an ext. warr. is a good value is if the warranters give you what they say they will. Time will tell on that.Personally, I don't buy these warranties. They have been more a hassel when I have in the past for other things. I can afford to replace things though and have a fix it mentality. Most always I take care of my own stuff if I break it. But if it gives you piece of mind, go for it. It's only money. (which will probably be worth less next year with inflation)
I'll just mention that I think a mistake he's making is offering the coverage at any time. I understand there is a "15 waiting period". Still, someone could crash their Phantom, get the policy, wait 15 days and then lie about the date of the crash.
I'm just saying, do you actually think people are going to do right just because you say or suggest they should? Good luck with that one.The flight records are dated. How are you going to advance the calendar, or rewind it. ;-)
Play fair, and don't purposely cheat the system. Insurance fraud is why many of the premiums are so sky high.
RedHotPoker