Aren't you an idealist.
Consider the following. I am a responsible pilot. I could be flying my drone in the middle of a field miles away from the nearest person, airport, and below 400 feet. For whatever random reason, be it a solar flair, EMP, or god knows what the phantom decides to take off any never return through no fault of my own as has been evidenced by previous random flyaways. It flies 5 miles right into someones house or building and does major damage. Guess what? There is a sticker on it that points right back to you. And guess what, the lawyers are shortly behind the FAA. And also guess what DJI will not back up the operator. They are a million dollar company with lawyers on their side. Their sole purpose is to make a profit. They arent going to spend a dime of their money to protect the operator. They are going to do just the opposite and deflect the blame away from themselves. They are going to say we have million of units that work fine it must have been user error that caused the flyaway. You can be the most law abiding citizen in the world but in this case the operator is going to be the one on the other end of the lawsuit, not DJI. The court is going to rule against the operator every time. It is your word that "you were flying responsibly and it wasn't your fault" verse a million dollar company with lawyers, engineers, and tech guys who are going to say it is not their fault.
Keep living in your dream world.