An updater. I passed on the info on this forum to my State Farm Agent. She checked and admitted that the info tat she got and gave me was wrong. They DO cover drones on Personal Articles Policies. Here's what she says: "The policy covers sudden or accidental damage. Every claim will be evaluated on a case by case basis. Damage will be covered but only by the covered perils that are listed on the policy. Please see the attached policy booklet for further details on what is and what is not covered.". I've attached the State Farm Sample Policy. Hope that helps. I've asked her if the drone crashes, is that covered? I'll post her response here.Headed to sign papers and pay my first year on my new personal property policy with my local State Farm that covers our P4 Black. No deductable. $60/yr. Thanks to this thread/forum! And thanks to the other thread outlining a few uncontrollable fly aways... hahaha. Need to do a pre flight check list to limit exposure seems like.