Anyone with State Farm Insurance..

GaryJD · Feb 15, 2017

DPD said:
Hello everyone. I am in the process of getting Insurance for my P3P, have to call them tomorrow. They want to know the weight of a P3P, they also asked if it was for commercial or recreational use. They had told me that they cannot ensure if I'm using it for commercial use, I told them no it's recreational use only. So if somebody with State Farm for their bird can please post the weight of the craft and anything else I should know when talking to the insurance company I would really appreciate it. Thanks guys...

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1280 grams =2.82 pounds

tjshelton · Feb 15, 2017

Banksy said:
Question for you. Do you have to send it to Dji? I have a local drone repair vendor that I'd prefer to use vs dji..

Experience?

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The adjuster I spoke with told me to send it to an authorized repair center. I don't know if I could have sent it to a local shop or not.

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tjshelton · Feb 15, 2017

Update... just got an estimate to repair the camera, replace the shell and landing legs... $459... I called State Farm and they are cutting me a check for the $459, plus my shipping costs ($12.15), a new battery ($159), and the return shipping fee ($25). The check will be sent from Atlanta tomorrow and I should receive it about the same time the P4 is all fixed and ready to ship back to me.

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Blessed77 · Feb 16, 2017

Does State Farm do $1-Million and 2-Million dollar liability policies for commercial users?

anotherlab · Feb 16, 2017

Blessed77 said:
Does State Farm do $1-Million and 2-Million dollar liability policies for commercial users?

No, they only do personal use for damage and theft. They don't do commercial drone damage or liability.

Jarrod · Feb 19, 2017

Bought my policy through State Farm back in December. Had to call a couple different agents that were local to me here in Texas because most seemed clueless to what I was talking about. I showed the agent a picture of an actual policy someone posted on this forum. Long story short, I paid 60$/1yr of coverage on a personal articles policy for my p4. Covers loss(flyaway),theft, and damage(crash). All I did was email a copy of the receipt and that was it. At The beginning of February was out flying and some a**hole shot my bird outta the sky! Anyway I filed the claim with State Farm and a police report just to be safe and they cut me a check within 7 days for the full amount with no issues. No deductible I gave them the new receipt for my new p4 and still covered. Best 60$ I ever spent. Like a good neighbor.........

Pics of bullet hole....

DanMan32 · Feb 19, 2017

ironwolfjt said:
I went round and round with my State Farm agent over UAV insurance (Fort Smith, AR). They flat out told me, "We do not cover UAV's even under Home Owners" and right across the river, the State Farm agent there said, "Yep, $60.00 and the bird is insured."

Should have done like in the movie Pretty Woman. Go back to the first agent with policy in hand, ask if they remember you, ask if they are on commission. Then show the policy stating "big mistake"
I suppose though a 30 to 60 dollar policy would mean much to them but it sure would be fun!

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PassiveAPC · Feb 21, 2017

I just got off the phone with a local Sate Farm agent in Iowa and she told me that someone from her office called State Farm corporate and were informed that they are no longer writing PAP for drone coverage.

RW-1 · Feb 21, 2017

PIP = Personal Injury Policy ?

Your trying to get a PAP - Personal Article Policy ...

PassiveAPC · Feb 21, 2017

Sorry, I asked about a personal article policy and typed PIP when I meant to type PAP. Corrected..

Danno11 · Feb 21, 2017

I just got that drone policy about 2 weeks ago from State Farm 60.00 for the year no deductible

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JCN1 · Feb 24, 2017

PassiveAPC said:
I just got off the phone with a local Sate Farm agent in Iowa and she told me that someone from her office called State Farm corporate and were informed that they are no longer writing PAP for drone coverage.

Just talked to my agent in Avon, NY yesterday. Available for $60 a year. Will be signing up today.

gilbert85295 · Feb 24, 2017

I live in Arizona. Just got off the phone with State Farm. $60 a year. Got my quote and I am signing up this afternoon.

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clay77355 · Feb 26, 2017

Jarrod said:
Bought my policy through State Farm back in December. Had to call a couple different agents that were local to me here in Texas because most seemed clueless to what I was talking about. I showed the agent a picture of an actual policy someone posted on this forum. Long story short, I paid 60$/1yr of coverage on a personal articles policy for my p4. Covers loss(flyaway),theft, and damage(crash). All I did was email a copy of the receipt and that was it. At The beginning of February was out flying and some a**hole shot my bird outta the sky! Anyway I filed the claim with State Farm and a police report just to be safe and they cut me a check within 7 days for the full amount with no issues. No deductible I gave them the new receipt for my new p4 and still covered. Best 60$ I ever spent. Like a good neighbor.........

Pics of bullet hole....

Jarod, I'm in Magnolia off NICHOLE SAWMILL. I got State Farm PAP from Chris Burns. Who did you use? Biggest question is where where were you when your bird got shot down, I have been a bit concerned about this also since I can fly in my area legally and the area is densely wooded residential area. I also fly at scotts ridge on lake Conroe a bit

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anotherlab · Feb 26, 2017

I just signed in Albany, NY for the plan. Added a laptop since it was under the minimum $60/year. Just brought in the receipts and serial numbers and that's all that was needed.

JCN1 · Feb 26, 2017

anotherlab said:
I just signed in Albany, NY for the plan. Added a laptop since it was under the minimum $60/year. Just brought in the receipts and serial numbers and that's all that was needed.

From what I understand it cost you $1.25 for every $100 of coverage for a year. For $60 that's $4,800 you can insure up to.

chopperguy · Feb 26, 2017

I signed up with State Farm last week, brought in my receipt for my P4. $30 a year under a new personal articles policy. Not sure if it matters but I also have home, auto, bikes, etc with them.

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anotherlab · Feb 28, 2017

JCN1 said:
From what I understand it cost you $1.25 for every $100 of coverage for a year. For $60 that's $4,800 you can insure up to.

The $1.25 per $100 coverage is the rate they are using for drones. Other items may have different rates. When I got the coverage for my drone, I added a laptop and it came in at a slightly different rate.

Solly747400 · Feb 28, 2017

I just covered my P3S under my "Home and contents insurance" with my insurance company. I didn't have to pay any extra. They would want a receipt or some proof of purchase if I was to lodge a claim, but that's about all, oh and excess would be $250

tjshelton · Mar 1, 2017

Solly747400 said:
I just covered my P3S under my "Home and contents insurance" with my insurance company. I didn't have to pay any extra. They would want a receipt or some proof of purchase if I was to lodge a claim, but that's about all, oh and excess would be $250

What company did you use?

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