Hi everyone. When I fly, I try to stay away from people, but my biggest fear when Im flying is not losing my phantom. Its causing property damage or worse, personal injury (replacing a Phantom is a whole lot cheaper than being sued). Id like to know if anyone has insurance for flying their Phantom. If so, have you had to make a claim and what type of accident was it? If Im not mistaken, the AMA provides insurance when you join them. For this alone, Im tempted to join.