I just insured my new Phantom 3 Advanced through State Farm for $75 a year, had to pay two months in advance ($12.50 lol) and the balance on my monthly payments for my home and auto....... $1000 coverage, no deductible!!!! I really don't think you can go wrong.... DJI Care is $199!
Were you able to get a response from Statefarm on Liability?I just got this for my p4 and my q500 $71.00 a year with only $5.90 down. They are looking
into the liability with the home owner insurance.
I'm not a claims adjuster but I am an instance agent. Your homeowner's insurance liability should cover you if you hurt someone. I always used the example of someone hitting another in the head with a golf ball. Then that person sues you, your liability protects you. I don't see this as any different.
Wouldn't that only apply if the injury occurred on your property ?
No, common misconception. It's world-wide coverage.Wouldn't that only apply if the injury occurred on your property ?
My P4Pro fell out of the sky at 75ft, no joke. It crashed into a car, broke the front windshield, side mirror, dented the corner pillar and passenger door.
DJI repaired it under warranty. Although it is still in progress after almost a month (incident was 7/3/17), it appears that my homeowners will cover the damage to the car...after my $1000 deductible. My insurance is American Family.
My P4Pro fell out of the sky at 75ft, no joke. It crashed into a car, broke the front windshield, side mirror, dented the corner pillar and passenger door.
DJI repaired it under warranty. Although it is still in progress after almost a month (incident was 7/3/17), it appears that my homeowners will cover the damage to the car...after my $1000 deductible. My insurance is American Family.
Most insurance policies have deductibles. You can lower it by paying more for the policy. People tend keep the usual deductible thinking they'll never have to use it and save money on the purchase price. I tend to think insurance is more for catastrophic reasons and take care of the smaller stuff myself. Having the deductible is desirable to insurance companies so they don't have to get involved in the small stuff. Then, they only pay the difference between the deductible and the actual damage. It's up to the buyer to decide what kind of coverage they want.A single drone caused damage to a windshield and side mirror, as well as a door? Also, there should be no liability deductible on a personal policy (non-commercial). Something odd here.
We are talking about liability. Most liability policies do not have a deductible.Most insurance policies have deductibles. You can lower it by paying more for the policy.
Do you have any? And who do you use?