Insurance has been discussed numerous times but I want to tell of my experience. I insured my drone through State Farm for $41 a year. Accidentally hit the top of a tree and crashed. I called State Farm the next day and told them the gimbal and camera were broke and the frame was cracked. She said she would do some research and call me back. Later that day I got a call back and they asked if I wanted to have them send a check or direct deposit. My experience blows away DJI care by miles.