chopperflyer said:one of the best insurance place to go is to join the B.M.F.A in this country. All the people that fly model aircraft and helicopters use this organisation. The organisation fights for the members in maintaining the hobby in the U.K, the help with any problems in getting airfields, radio freq and so forth. I will not go on about everything they do as you can go online at BMFA.org.uk and see what they do. I am a member and have been for about 25yrs, it costs about £23 a year and you are insured for 3rd party, as I said go on-line and read what you get. Good deal, you have to become a member to get this but the fee is also your membership.
chopperflyer said:I wrote this to give the person some idea of what he can get for his insurance. I do not fly with a club at the moment but as you say I do not have to be a club member, I am what they class as a" country member" but still entitled to the full cover of the insurance, as I said I am in the BMFA because I did fly with a couple of clubs, as a country member I can fly with other clubs under their rules after asking at the club sec in that area. One of the advantages is that by telling the BMFA where you are flying them you have that field insured. On reading your reply you are also a BMFA member, all I was doing was giving the writer an idea of other insurance policy. One last thing is that if he was going on club site he would need the policy as not many let you fly with out insurance and not having a member with you. I hope you can understand what I was trying to help.
The Editor said:chopperflyer said:However, I have been speaking to Simon over at FPV UK and their insurance DOES appear to cover the 'occasional' or 'hobby' flyer.
It's underwritten by Royal Sun Alliance and anybody who becomes a 'Member' of FPV UK is automatically an additional insured under the policy. It gives you £5m of third party liability cover and seems pretty good for £15.80 for 12 months or pro rata for less than a year.
chopperflyer said:one of the best insurance place to go is to join the B.M.F.A in this country. All the people that fly model aircraft and helicopters use this organisation. The organisation fights for the members in maintaining the hobby in the U.K,
fly-catchers said:The Editor said:chopperflyer said:However, I have been speaking to Simon over at FPV UK and their insurance DOES appear to cover the 'occasional' or 'hobby' flyer.
It's underwritten by Royal Sun Alliance and anybody who becomes a 'Member' of FPV UK is automatically an additional insured under the policy. It gives you £5m of third party liability cover and seems pretty good for £15.80 for 12 months or pro rata for less than a year.
Is that only to cover FPV or any line of sight flying? Whenever I fly I am more concerned about any damage/issues caused by a "flyway" malfunction, or pilot error rather than just losing the Phantom. I remember reading a while back about a guy who had a "flyaway" and his insurance covered the cost of the Phantom and GoPro. And would have covered damage as well. But he no longer seems to around on that forum. Would have been interested in what company that was with!
Eagleeye9 said:Thanks Gents,
All that advice is much appreciated. I'll be moving back to the UK next summer, i'm currently in the US and it's a bit different. Thanks once again.
djidan said:So am I right in thinking that the FPV UK insurance will cover for any third party claim, as long as I am flying from an approved location or club site, or will I be covered if flying from anywhere, as long as I am flying within the CAA regulations?
chopperflyer said:With regard's to having a fly away I am not to sure about. The best thing is to give the BMFA a ring with your problem and ask them, they are very helpful in all matter's regarding flying and can send any CAA ruling that you need. I do not want to go to far in saying about the BMFA or people will start thinking I am trying to get new member's for them, as you can see a message was put on this page for help with insurance and I just re-plied with what bit I know and use. All I can say is as a member the news letter that is sent to us about 4 times a year has all the updates with ruling from the CAA, all this is also on line. I know that FPV do insurance as well because I was using it to start with until the BMFA included in my insurance with them. I have heard that people that did get fly away, managed to claim on the insurance, but please do not quote me as this is what goes around at club meet's, the best answer is to ring them, the number is on line at their web site plus any info you want before hand. I can look and see what they have about flying UAV's.
phantomman said:chopperflyer said:With regard's to having a fly away I am not to sure about. The best thing is to give the BMFA a ring with your problem and ask them, they are very helpful in all matter's regarding flying and can send any CAA ruling that you need. I do not want to go to far in saying about the BMFA or people will start thinking I am trying to get new member's for them, as you can see a message was put on this page for help with insurance and I just re-plied with what bit I know and use. All I can say is as a member the news letter that is sent to us about 4 times a year has all the updates with ruling from the CAA, all this is also on line. I know that FPV do insurance as well because I was using it to start with until the BMFA included in my insurance with them. I have heard that people that did get fly away, managed to claim on the insurance, but please do not quote me as this is what goes around at club meet's, the best answer is to ring them, the number is on line at their web site plus any info you want before hand. I can look and see what they have about flying UAV's.
djidan said:So am I right in thinking that the FPV UK insurance will cover for any third party claim, as long as I am flying from an approved location or club site, or will I be covered if flying from anywhere, as long as I am flying within the CAA regulations?