Welcome to PhantomPilots.com

Sign up for a weekly email of the latest drone news & information

Insurance - accidental damage

Discussion in 'General Discussion' started by Ryohei, Aug 14, 2016.

  1. Ryohei

    Joined:
    Apr 25, 2016
    Messages:
    4
    Likes Received:
    0
    Location:
    Glenrothes, Fife (UK)
    Hi. My P3 Standard was irreparably damaged yesterday - short version is that it got crushed under a falling tolkit when a shelf gave way in my garage. my home insurance is with the AA, and only covers damage to items on my propertyso I think I'm ok. What do you guys think?
     
  2. msinger

    Approved Vendor

    Joined:
    Oct 30, 2014
    Messages:
    18,875
    Likes Received:
    5,559
    Location:
    US
    It would be up to your insurance company. Call them and see what they say.
     
  3. Ryohei

    Joined:
    Apr 25, 2016
    Messages:
    4
    Likes Received:
    0
    Location:
    Glenrothes, Fife (UK)
    First call tomorrow morning.
     
  4. Doink

    Joined:
    May 1, 2016
    Messages:
    279
    Likes Received:
    79
    Location:
    Derbyshire, UK
    Is the garage not on your property then if your thinking it might be a problem? If so just tell them it happened in your living room
     
  5. Ryohei

    Joined:
    Apr 25, 2016
    Messages:
    4
    Likes Received:
    0
    Location:
    Glenrothes, Fife (UK)
    I'm guessing it means the area within the "curtilage"(the area enclosed by the boundaries) but you know insurance companies. The garage is integral to the house & accessible from the inside of the house, but it all depends on the definition as interpreted by my insurers.
     
  6. Paul Schulze

    Joined:
    Feb 23, 2016
    Messages:
    120
    Likes Received:
    13
    If you have a deductible it may be more than the damage.


    Sent from my iPad using PhantomPilots
     
  7. TriadAerial

    TriadAerial Guest

    State Farm offers a personal article policy for $60 per year. Covers all risks for your drone. Crash, lost, stolen and full replacement cost.


    Sent from my iPhone using PhantomPilots mobile app
     
  8. Traveler

    Joined:
    Nov 27, 2015
    Messages:
    365
    Likes Received:
    104
    Good to know, my cars are with them. Calling my agent on this.
    Thanks!


    Sent from my iPad using PhantomPilots mobile app