GadgetGuy
Premium Pilot
- Joined
- Jun 18, 2015
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Final thoughts...
As previously stated, the NAM policy explicitly excludes any coverage of:
1. Battery
2. Props
3. Transmitter
4. Charger
In most catastrophic crashes, the battery is ejected and damaged. If the bird goes down into water, even if recovered, the battery is certainly destroyed. So, every covered claim for a catastrophic crash under NAM will cost the policy holder a minimum of $110 to replace the battery and another $10 to replace the props. Batteries, props, and even the transmitter, are all fully covered under DJI's free 1 year manufacturer's warranty, when no pilot error is involved in a crash. The transmitter and charger will always survive the crash, but extra ones are included in all purchases.
So when comparing the NAM policy to buying another aircraft, another new aircraft will come with a second transmitter ($180 current resale value), a brand new P3 battery ($110), two sets of new props ($20), and another new P3P charger ($70). If you shop around, and, instead, buy a lightly used uncrashed P3P for $500 with all the original equipment, you get $270 worth of extra parts, in addition to the lightly used uncrashed P3P that you need, that can be resold, or kept, reducing the cost of the needed aircraft with gimbal and 4K camera and battery to a mere $230.
A Gold NAM two year P3P policy costs $329 alone, plus $120 per crash, as calculated above, for a new replacement battery and new props after each catastrophic crash, as they are not covered. If you have just one covered catastrophic crash, that's $449 in total to repair a crashed aircraft that you can replace with an uncrashed one for $230 net, including a needed replacement battery. If you self-insure and never crash, or only have free DJI covered warranty crashes, you also save the full $329 NAM policy cost, and have no 15 day waiting period. You get to fly right away!
You decide: $230 net for an uncrashed, "lightly used" replacement P3P, if you self-insure and catastrophically crash your aircraft, or $449 under a two year NAM Gold policy, to repair a catastrophically crashed P3P with refurbished parts, assuming you can even recover the aircraft, and you must prepay $329 of that today, and wait 15 days to fly.
As previously stated, the NAM policy explicitly excludes any coverage of:
1. Battery
2. Props
3. Transmitter
4. Charger
In most catastrophic crashes, the battery is ejected and damaged. If the bird goes down into water, even if recovered, the battery is certainly destroyed. So, every covered claim for a catastrophic crash under NAM will cost the policy holder a minimum of $110 to replace the battery and another $10 to replace the props. Batteries, props, and even the transmitter, are all fully covered under DJI's free 1 year manufacturer's warranty, when no pilot error is involved in a crash. The transmitter and charger will always survive the crash, but extra ones are included in all purchases.
So when comparing the NAM policy to buying another aircraft, another new aircraft will come with a second transmitter ($180 current resale value), a brand new P3 battery ($110), two sets of new props ($20), and another new P3P charger ($70). If you shop around, and, instead, buy a lightly used uncrashed P3P for $500 with all the original equipment, you get $270 worth of extra parts, in addition to the lightly used uncrashed P3P that you need, that can be resold, or kept, reducing the cost of the needed aircraft with gimbal and 4K camera and battery to a mere $230.
A Gold NAM two year P3P policy costs $329 alone, plus $120 per crash, as calculated above, for a new replacement battery and new props after each catastrophic crash, as they are not covered. If you have just one covered catastrophic crash, that's $449 in total to repair a crashed aircraft that you can replace with an uncrashed one for $230 net, including a needed replacement battery. If you self-insure and never crash, or only have free DJI covered warranty crashes, you also save the full $329 NAM policy cost, and have no 15 day waiting period. You get to fly right away!
You decide: $230 net for an uncrashed, "lightly used" replacement P3P, if you self-insure and catastrophically crash your aircraft, or $449 under a two year NAM Gold policy, to repair a catastrophically crashed P3P with refurbished parts, assuming you can even recover the aircraft, and you must prepay $329 of that today, and wait 15 days to fly.
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