Welcome to PhantomPilots.com

Sign up for a weekly email of the latest drone news & information

Recreational Drone Use covered by your homeowners policy?

Discussion in 'Pro/Adv Discussion' started by Navin Ganeshan, Sep 14, 2015.

  1. Navin Ganeshan

    Joined:
    Aug 15, 2015
    Messages:
    37
    Likes Received:
    13
  2. Oso

    Oso

    Joined:
    May 19, 2015
    Messages:
    2,522
    Likes Received:
    1,475
    Location:
    Sacramento CA
    My guess is that any insurance company will push back big time and they will eventually update their terms to specifically state no coverage for drone use.

    They will certainly not allow any coverage for business use.
     
    JoBe likes this.
  3. __astronaut

    Joined:
    Aug 28, 2015
    Messages:
    43
    Likes Received:
    11
    Personal articles policy would definitely cover. Not sure about homeowner.
     
  4. Jeff48920

    Joined:
    Jun 25, 2014
    Messages:
    1,017
    Likes Received:
    502
    Location:
    Pomona, IL
    This is a well written legal article addressing the issues squarely on. Insurance companies will surely push back on whether the drone was operated in an intentionally dangerous way. One of the clearest such indications would be if the drone were flown over property or persons who have not consented.
     
  5. Hottwheells

    Joined:
    Sep 1, 2015
    Messages:
    11
    Likes Received:
    4
    Location:
    Canada
    My homeowners insurance would not cover me unless it was used solely as a "toy". Talked to them today. - Canada