Planes fly overhead all the time, but wayyy higher. The ones that come in for a landing are not anywhere near, usually. There is the odd ball here and there, because sometimes they have to divert.... that can happen anywhere, so dont pick on me.
I was on a southwest flight that diverted a few feet from LGA runway because of a plane about to cross it, the pilot decided to give the passengers a tour of the city, he flew right over while banking at a scary low altitude, i would say that was a million times more reckless, if i was on the ground in the city and saw that plane so low and right overhead my heart rate would go up, imagine how the 9/11 victim families would feel if they saw that plane...
I wasn't happy about the whole divert thing. I'm sure you can imagine, your about to land, and suddenly wham, full throttle and pulling up like crazy while shaking, wasn't fun inside the plane either, everyone's heart rate went up for sure. Only reassurance we had was that the pilot was kind enough to let us know what was happening a few minutes later...