sounds like a good organization to be a part of and support. Here are two things i dont like: 1) i purchased a membership for a year on the 18th of march. I recieved my membership card today and it says it is only good till 12-31-14 so thats not a year. I checked the website to reread the fine print today only to see now they are offering 25% off on memberships. thats irritating. 2) I have left 2 voice mails regarding insurance coverage and how it pertains to us and no response back a third voice mail was left today. so while on paper it looks like a worth while organization but not really sure what happens if you actually had a claim or when you just need to speak to someone. what I am saying is buyer beware, my experience so far has been less than satisfying.