Insurance

[jonnyvermont]

I live in the US. Is there insurance I can carry to protect me and others from an accident? Also, I just got my iPhone 6 yesterday and paid for insurance that covered the phone if it gets lost (AT&T). Do you think this kind of insurance exists for a Phantom? Thanks!

 

[HarryT]

The important thing you need is public liability insurance. Best way to get that in the US is to join the AMA.

 

[Rothgarr]

i asked the same question two days ago. I suggest checking out this thread:
viewtopic.php?f=4&t=25922

Good luck!

 

[Tashier]

The important thing you need is public liability insurance. Best way to get that in the US is to join the AMA.

What is the AMA?

 

[Adam Mullins]

Doh

 

[Tashier]

American Motorcyclist Association (one I'm familiar with) American Medical Association, American Marketing Association, American Management Association, American Music Awards...

 

[RoyKron3]

Academy of Model Aeronautics. $80 a year will get you $2.5 million in liability coverage. Of course you need to be flying legally

 

[jason]

Academy of Model Aeronautics. $80 a year will get you $2.5 million in liability coverage. Of course you need to be flying legally

The AMA does not cover commercial use.

 

[RoyKron3]

The AMA does not cover commercial use.

Original poster didn't specify if he's flying commercially or for recreation. AMA is a good option for recreational flying. I've been a member for a few years. I need to check the paperwork, but I assume the policy is written so members are covered if they are flying according to AMA guidelines. If you're not, you may be SOL. I also believe the policy covers accidental damage to the aircraft - but need to double-check.

 

[jason]

Original poster didn't specify if he's flying commercially or for recreation. AMA is a good option for recreational flying. I've been a member for a few years. I need to check the paperwork, but I assume the policy is written so members are covered if they are flying according to AMA guidelines. If you're not, you may be SOL. I also believe the policy covers accidental damage to the aircraft - but need to double-check.

AMA only covers up to $1000 for loss of equipment. And if loss is due to theft the claim must be accompanied by a police report. A $1000 helps but it doesn't come close to covering the loss these days

 

[johnp44]

What is the AMA?

Academy of Model Aeronautics. www.modelaircraft.org/‎

They do offer really good insurance.