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Insurance

Discussion in 'General Discussion' started by jonnyvermont, Sep 21, 2014.

  1. jonnyvermont

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    I live in the US. Is there insurance I can carry to protect me and others from an accident? Also, I just got my iPhone 6 yesterday and paid for insurance that covered the phone if it gets lost (AT&T). Do you think this kind of insurance exists for a Phantom? Thanks!
     
  2. HarryT

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    The important thing you need is public liability insurance. Best way to get that in the US is to join the AMA.
     
  3. Rothgarr

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  4. Tashier

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    What is the AMA?
     
  5. Adam Mullins

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    Doh
     
    #5 Adam Mullins, Sep 21, 2015
    Last edited: Sep 21, 2015
  6. Tashier

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    American Motorcyclist Association (one I'm familiar with) American Medical Association, American Marketing Association, American Management Association, American Music Awards...
     
  7. RoyKron3

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    Academy of Model Aeronautics. $80 a year will get you $2.5 million in liability coverage. Of course you need to be flying legally
     
  8. jason

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    The AMA does not cover commercial use.
     
  9. RoyKron3

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    Original poster didn't specify if he's flying commercially or for recreation. AMA is a good option for recreational flying. I've been a member for a few years. I need to check the paperwork, but I assume the policy is written so members are covered if they are flying according to AMA guidelines. If you're not, you may be SOL. I also believe the policy covers accidental damage to the aircraft - but need to double-check.
     
  10. jason

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    AMA only covers up to $1000 for loss of equipment. And if loss is due to theft the claim must be accompanied by a police report. A $1000 helps but it doesn't come close to covering the loss these days
     
  11. johnp44

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    Academy of Model Aeronautics. www.modelaircraft.org/‎

    They do offer really good insurance.