As a beginner I wanted to ensure I was covered for legal liability should my bird fall out of the sky (and onto a Ferrari or someone's head, not that I will be looking to fly over populous areas, but just in case I had a flyaway). Thought I'd post what I found here. CGU: However when I contacted them specifying the Phantom 2 Vision+, they responded: This was the response from another insurance provider I contacted specifying the model details. AAMI: Looks like I'll be switching from CGU (my current home & contents insurance provider) to AAMI Though may consider another if I find one who will cover the device while in use (e.g. a good accidental damage policy)... any tips?