Hello, I am using a Phantom 3. I use my drone for real estate sales mostly. I do not have a FAA exemption, i am waiting for the commercial FAA guidelines to drop. I inquired about liability insurance from Hill & Usher. They quoted me : Bodily Injury - Each Person: $500,000.00 Bodily Injury - Each Occurrence: $500,000.00 Property Damage - Each Occurrence: $500,000.00 Hull Damage / Physical Damage to Equipment: No Coverage (Hull Coverage available provided your operations meet underwriting guidelines). Total Estimated Annual Investment: $640.00 Is this inline with what other commercial drone pilots are paying. What are others paying?