very interesting insurance coverage you can buy as you fly: starting $10/hr Verifly – On-demand Drone Insurance only for 42 states now (as of aug 21). in a mobile app, specify where you are flying, agree to the terms and start flying. rates start at $10 per hour depending on the area, and they'll cover both commercial as well as private uses. policy shown so far covers damages and injuries to others for lightweight drones (under 15lbs), but you'll be hosed if you either damage your drone or use it beyond certain conditions. If you fly inside, above 400 feet or in drone races. i bought insurance from Neary Aerial - Drone and UAV Extended Warranty. but its always good to have choices.