Last week, I signed up for an AMA membership (Academy of Model Aeronautics) after being encouraged by current members. What a great organization! Immediate benefits I see: $1000 fire and theft protection for your aircraft (PV) $25000 medical $2.5 million coverage for liability ---for $58 premium. There's a catch: you have to abide by their safety guidelines. That's not really a catch for me, but a very helpful guideline for a new pilot like myself. Check it out and consider signing up: http://www.modelaircraft.org/ The website is chock full of good reading, and you can use many of their airfields just for being a member at no additional cost. THANKS for those folks that suggested it to me, hope others also see the benefit.