Recent content by TransplantTexan

Insurance does vary across state lines, but as far as I know you do not need to have a homeowners or auto policy in order to get the Personal Articles Policy. It is not an add on, its a stand alone policy. I would check with another agent, it sounds like that one just sees it as something that...

Yes, you do not need to recover the craft to file a claim.

If you're using it commercially, unfortunately I can't help you. State Farm only covers recreational use. If that's your use case though, shoot me a PM.

As far as I know State Farm does offer their Personal Articles Policy on drones in Ohio. There are a couple of possibilities: Your agent may not want to write drone business, it is his call at the end of the day. Your agent may believe you use your drone for commercial purposes or may...

In what state are you located?

No, they don't currently offer anything for commercial use.

It matters because State Farm's policy states that they will insure drones used as a hobby. They do not insure drones used for commercial purposes. If you use your drone for commercial use it is not eligible for the policy in the first place. Those are the terms of the State Farm policy...

Right, and State Farm's PAP does not cover liability at all (commercial or otherwise). Aside from this, the fact that you use your drone commercially renders your drone ineligible for coverage under the terms of the Personal Articles Policy. SF will only cover your drone if it is used...

Unfortunately no, if you use your drone for commercial work it is not eligible for coverage with State Farm's Personal Articles Policy.

This is correct and my mistake for using incorrect nomenclature. It is non-renewal, not cancellation. Thank you for correcting me on that. Edit: I didn't use quotes correctly...

In short, it depends. In the event of a crash you would call SF and file a claim. Included there would probably be photos of the damage. If it's something that is repairable, they may pay to have it repaired. If there is a drone repair business near you, you could get an estimate from them...

Hey y'all, I work for a State Farm agent in MI and am a licensed insurance producer in this state. Just got my P3S delivered today and was checking out this site. The first thing I did after unboxing my Phantom was to add it to my own Personal Articles Policy (PAP). I am happy to answer any...